One platform for US e-commerce merchants · from $50k/month

Your store's entire backend, on one rate.

Pay One takes your payments, sources and ships your orders, answers your customers and fights your chargebacks. One contract, one settlement, one team behind your store.

dashboard.pay-one.ioLive · US acquiring
Pay One dashboard: overview of volume, approval rate and settlements
Transactions · now
$89.90 · Visa ··4921approved
$214.00 · Mastercard ··8817approved
$47.50 · Apple Payapproved
$129.00 · Affirmapproved
$64.90 · Visa ··2210retry → approved
$312.40 · PayPalapproved
Session auth rate94.6%
$500M+processed for merchants
T+2payouts, no holds, no reserve
10K+orders shipped per day
94%of disputes won for merchants
01

Every method your checkout needs.

One integration covers cards, wallets, buy now pay later and bank payments, at home and in the markets you ship to.
VisaGlobal
MastercardGlobal
American ExpressGlobal
DiscoverUnited States
Apple PayGlobal
Google PayGlobal
PayPalGlobal
VenmoUnited States
Cash App PayUnited States
Shop PayGlobal
WeChat PayChina
AlipayChina
AffirmUnited States
KlarnaGlobal
AfterpayUS & Australia
SezzleUS & Canada
ACH Direct DebitUnited States
InteracCanada
iDEALNetherlands
SEPA Direct DebitEurope
One integration. One contract. One payout, for all of them.
02

One rate. Nothing on top.

A single percentage of volume that already includes payments, support, disputes and supply chain. It drops as you grow. No setup fee, no monthly minimum, no holds.
Monthly volumeStandardAdvanced · most merchantsElite
Thresholdunder $300kover $300kover $600k
All-in rate7.5%6.5%5.5%
Includes
Payments processingCustomer supportDispute managementSupply chain and fulfilmentPay One operationsPackaging guidance
Everything in StandardLower rate as you scalePriority processingDedicated account manager
Everything in AdvancedLowest rate we offerCustom commercial termsStrategic support
Where the Standard 7.5% goes, in the open. Higher tiers reduce the total.
5.0% payments processing1.0% customer support0.5% dispute management0.5% supply chain0.5% operations
Optional growth add-ons
Meta advertising2.5%
Google Ads & Merchant Center7% + $700/mo
TikTok accountsFree
03

Six operations. One login.

Payments, fulfilment, risk, support, disputes and growth run from the same dashboard and the same contract.
Payments
Cards, wallets and 20+ methods on our own acquirer connections.
Gross volume · last 30 days
$4,182,940+18.4%
Apple Pay · United States+$8.5k
Mastercard · cross-border+$24.2k
Supply chain
Sourcing, packaging, tracking and delivery, run end to end.
#ORD-4821In transit
SourcedPackedIn transitDelivered
To Austin, TXest. 2 days
Risk and compliance
KYC, 3-D Secure and fraud screening on every transaction.
KYC verificationPassed
3DS authenticationPassed
Fraud signalsClear
Risk levelLow
Customer support
Multilingual support that answers in minutes, as an extension of your team.
First reply · 1m 42sOrder #ORD-4821
Where's my order? I paid on Thursday.
Shipped last night, arriving Tuesday. Here is your tracking link.
ENESFRDE中文
Dispute management
Chargebacks intercepted early and represented with evidence.
DisputeAmountOutcome
CHB-99201$1,240.00Won
CHB-88392$85.50Won
CHB-77483$320.00Review
Revenue protected$42,800 · 94% won
Growth
Insights and optimisation that grow margin and volume.
Revenue growth · 30 days
$84.6K+18.6%
vs last month+4.2%
04

Live in three steps.

01
Connect your store.

Shopify and WooCommerce connect in minutes. Custom stacks go through the API with our team on the call.

02
Go live on day one.

Accept payments, start sourcing and hand the inbox to support, all from the same dashboard.

03
Scale with a team behind you.

Disputes, logistics and customer service run for you while you spend on growth.

05

Keep more of every order.

Merchants move to Pay One to run leaner and scale without adding headcount.
Your money moves.

T+2 payouts. No holds, no reserve, nothing frozen.

Your brand on every box.

Packaging and unboxing handled to your spec, by us.

Support in your customers' language.

Answers in minutes, in the language of the order.

Backend run for you.

Payments, logistics and risk operated by one team under one contract.

Fewer refunds, fewer disputes.

Proactive handling before a ticket becomes a chargeback.

You keep the front end.

Store, ads and brand stay yours. We run everything behind them.

06

Common questions.

Anything missing? Write to hello@pay-one.io and a person answers.

Pay One is one platform for US e-commerce merchants. We process your payments on our own acquirer connections, source and ship your orders, answer your customers and handle your chargebacks. One contract, one rate, one settlement.

Get started

Choose your plan, send your numbers.

Every plan includes payments, supply chain, support and risk. Pick the tier that matches your volume, we confirm it in writing within one business day.

PCI DSS Level 1 · 3-D Secure 2 readyOwn acquirer and bank connections in the USData stored in the US, used for underwriting only
Written offer within one business day.